are not charity or welfare; they are socially selfish, since their results benefit everyone.
While voters would not be "crying with delight" at the prospect of working until 66 or losing baby bonds
and child tax credits, it was essential for those seeking office to be honest about the scale of sacrifice needed to get Britain out of its financial hole, he told the Manchester Tory conference.
Mr Osborne yesterday unveiled a pounds 23bn austerity package which would see pay frozen for public sector workers for one year, while middle-income families will lose baby bonds
and child tax credit.
The changes to the so-called baby bonds
and child tax credits will no doubt be managed as painlessly as possible if the Tories form the next government, but, whichever way you look at it, they expect it to hurt.
It seems he Is to continue to dig his (or Is It ours) deep black hole and continue to "borrow" billions from the IMF at undeclared Interest rates to give tax breaks to some, wasting billions of borrowed money just as he has wasted trillions of his benefit system for some, even reaching down to babies with 500 baby bonds
Wealthy Gordon Brown, when Chancellor, didn't means test himself when he claimed Baby Bonds
for his own children's tax-free trust funds to give them a good start in life at 18.
On October 9 she said baby bonds
were "on the back burner," and the next day her campaign staff assured reporters that the bonds were "off the table.
In order to give a better sense of scope, examples of specific topics follow: advertising budget, application service providers, baby bonds
, bar coding, biometrics, brand equity, business education, communication systems, cost-benefit analysis, debt financing, due diligence, entrepreneurial networks, the Federal Trade Commission, joint ventures, nepotism, office automation, operations management, pregnancy in the workplace, product costing, record retention, the Sarbanes-Oxley Act, value-added tax, and workplace anger.
Set up investments - There are various children-friendly investments available and these include National Savings Children's Bonds and Friendly Society Baby Bonds
, the first taking lump sum payments, and the latter, mostly regular premiums.
A pension should run from the cradle to the grave rather than the Government handing out baby bonds
, which can be cashed in when a youngster reaches the age of 18.
On education class sizes would be cut using money from scrapping the Government's baby bonds
scheme, only qualified teachers would teach key subjects, tests at seven and 11 would be replaced and GCSEs and A-levels would be combined into a diploma.
THE government has launched the child trust funds, dubbed baby bonds
, to give each new-born baby pounds 250.