fixed annuity

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fixed annuity

n.
An annuity in which payments to the annuitant are unchanging over a specified period or over the annuitant's lifetime.
References in periodicals archive ?
Provided rates can continue to rise gradually, we may see fixed annuities offer higher crediting rates and more generous payouts on both fixed and variable products offering lifetime income.
The insurer now provides fixed index annuities, fixed annuities and a fixed annuity with long-term care benefits via multiple distribution networks, as well as variable annuities sold exclusively through broker-dealers.
Sales of all types of fixed annuities soared well above first-quarter 2013 levels, achieving year-over year sales growth ranging, depending on the product, from 38 percent to nearly 155 percent.
Average credited rates increased 40 basis points during 2013 and, for the first time, there were year-over-year increases in sales of all types of fixed annuities.
The National Association for Fixed Annuities (NAFA) has been and will continue to be a strong advocate for fixed annuities, both in Washington, D.
seller of fixed annuities in the United States, Beacon Research said.
Risk: A distinction between variable and fixed annuities is investment risk.
Lipper, a Reuters company that specializes in mutual fund analysis and commentary, further indicates that even the income-producing annuities that are most comparable to fixed annuities charge an average 1.
The extremely risk-averse can consider government-backed investments such as savings bonds, treasuries and municipal bonds, or certificates of deposit, money market deposit accounts, credit union accounts and fixed annuities.
If the supplemental promise is a defined benefit, fixed annuities are purchased based on the benefit accrued at the time of purchase.
NAFA, the National Association for Fixed Annuities, is a national trade association exclusively dedicated to promoting the awareness and understanding of fixed annuities - including income, declared rate, market value adjusted and indexed.