loan-to-value


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loan-to-value

n
(Banking & Finance) the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved. Abbreviation: LTV
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Where the typical first mortgage provider only provides up to 70% loan-to-value financing, the mezzanine provider is willing to increase those proceeds to 85% or 90%.
Mortgage insurers also play a critical role by providing additional market capital that bridges the loan-to-value requirements of government-sponsored enterprises and primary lenders, so home buyers can bridge the gap between their resources and lender requirements.
Institutions' expected dollar losses are determined primarily by the distribution of loan-to-value ratios within their mortgage portfolios: Higher ratios are associated with higher mortgage default probabilities and loss severity rates.
The average outstanding principal balance of the loans is $195,027, the weighted average original combined loan-to-value ratio of 79.
A borrower with a fully leased building and good track record seeking a low loan-to-value mortgage will have no difficulty being pursued by numerous sources of capital.
Although the HMDA date included information on applicant income, no information was collected on applicants' credit histories, loan-to-value ratios, debt-to-income or so called obligation ratios, and other factors that lenders commonly consider when they make mortgage loan decisions.
The original weighted average loan-to-value ratio (OLTV) is 67.
The loan-to-value was under 60% on this 100% occupied property
The agencies are now soliciting public comment on two alternative approaches to establishing standard loan-to-value ratios and also are seeking comment on whether some other approach to real estate lending standards would be more appropriate.
Attractive initial yields given loan-to-value and per-key valuation
According to Davis, for HUD loans, the loan-to-value ratio is 90 percent for new construction and, typically, 85 percent for refinancing.
Only residential loans with a combined loan-to-value of 75% or less are originated for CAIT's mortgage investment portfolio.