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mutual savings bank
(redirected from Savings association)

    Also found in: Legal, Financial, Encyclopedia, Wikipedia 0.01 sec.
mutual savings bank
n
(Economics, Accounting & Finance / Banking & Finance) Chiefly US a savings bank having no subscribed capital stock and distributing all available net profit to depositors who, however, remain creditors without voting power
ThesaurusLegend:  Synonyms Related Words Antonyms
Noun1.mutual savings bank - a state-chartered savings bank owned by its depositors and managed by a board of trustees
MSB
savings bank - a thrift institution in the northeastern United States; since deregulation in the 1980s they offer services competitive with many commercial banks
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Once an account has been open for a year, a savings association may increase the rate for new transactions by providing a 45-day advance notice, as required by Regulation Z.
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The number of savings association offices also declined, but less sharply than the number of institutions (less than 12 percent, from 15,637 in 1995 to 13,903 in 2007).
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Meanwhile, in his legal opinion issued the same day as the circuit court injunction, OTS Chief Counsel John Bowman noted the county law would infringe on the mortgage lending activities of federal savings associations in contravention of federal law.
Court stays controversial Maryland county lending law by Mortgage Banking
 
 
 
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