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coinsurance
(redirected from coinsurance clause)

    Also found in: Medical, Legal, Financial, Wikipedia 0.04 sec.
co·in·sur·ance  (kn-shrns)
n.
1. Insurance held jointly by two or more insurers.
2. A form of insurance in which a person insures property for less than its full value and agrees to be responsible for the difference.
ThesaurusLegend:  Synonyms Related Words Antonyms
Noun1.coinsurance - insurance issued jointly by two or more underwriters
insurance - promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company


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Your policy has a $500 deductible with an 80/20 coinsurance clause with a maximum out of pocket $2000.
Cheap Health Insurance Plan - A Simple Way to Save Money by Greg Haehl / Finance and Investment community
Absent the agreed value provision, if, at the time of loss, it is determined that the amount of insurance is less than the limit required by the coinsurance clause for all locations, the insured is penalized or considered to be coinsured (partners with the insurer).
BYE-BYE AGREED VALUE? by Donald S Malecki / Rough Notes
Until recently, there was either no coinsurance clause or a significantly smaller coinsurance clause.
Get the most from your EPLI dollar: despite the hard market, risk ... by Forster, Jacqueline G. / Risk & Insurance
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