Households' discretionary income
improved for the sixth month in a row in November as their finances continued to stabilise, but the rate of improvement slowed as big increases to food costs kicked in, Asda's latest Income Tracker found.
As part of an effort to understand household spending and saving behavior as well as household welfare, it may be useful to decompose personal income in several different ways, including such measures as cash income including transfers, market-based income excluding transfers, and discretionary income
But they warned people's discretionary income
had been flat for the past three months and predicted a fall in the amount people have left over to spend in the months ahead.
A typical UK household however, had pounds 166 a week of discretionary income
in April 2009, a 1.
The company said the product primarily suits clients from 30 to 50 years old buying face amounts from $150,000 to $750,000 with lower premiums until they build discretionary income
Wright, who specializes in chronologies of American life, finds the significant trends in American housing that indicate where Americans sought and found work, where they went when that work created discretionary income
, what they expected that discretionary income
to do for them, and what happened to the American landscape as a result.
This major gift assures the law school of a perpetual stream of discretionary income
that can be used to seize opportunities for excellence in the decades ahead," said Don Weidner, the dean of the law school.
It is as clear as day that there will be too few people with the discretionary income
to lodge in these up-market caravansaries.
appears to be taking its commitment to Logo seriously with the idea that there is an untapped market and an audience with a lot of discretionary income
Still, consumers continue to spend despite a reduction in discretionary income
Not only do they have discretionary income
, but they are developing spending habits that will continue after college.
That allows producers to pay down debt, increase capital spending and enjoy a good deal of discretionary income