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encumbrancer

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en·cum·branc·er  (n-kmbrn-sr)
n. Law
One that holds an encumbrance.
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A purchaser or encumbrancer who takes title to or records a lien on real property without actual or constructive notice of pending litigation affecting title to that property is not bound by any judgment in the litigation entered after title was received or the lien recorded.
Los Angeles law firm: lis pendens: protect your real property ... by MacNaughton, Barry / Los Angeles Business Journal
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