finance

fi·nance  (f-nns, f-, fnns)

n.

1. The science of the management of money and other assets.

2. The management of money, banking, investments, and credit.

3. finances Monetary resources; funds, especially those of a government or corporate body.

4. The supplying of funds or capital.

tr.v. fi·nanced, fi·nanc·ing, fi·nanc·es

1. To provide or raise the funds or capital for: financed a new car.

2. To supply funds to: financing a daughter through law school.

3. To furnish credit to.

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[Middle English finaunce, settlement, money supply, from Old French finance, payment, from finer, to pay ransom, from fin, end, from Latin fnis.]

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fi·nancea·ble adj.

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finance [fɪˈnæns ˈfaɪnæns]

n

1. (Economics, Accounting & Finance / Banking & Finance) the system of money, credit, etc., esp with respect to government revenues and expenditures

2. (Business / Commerce) funds or the provision of funds

3. (Business / Commerce) (plural) funds; financial condition

vb

1. (Economics, Accounting & Finance / Banking & Finance) (tr) to provide or obtain funds, capital, or credit for

2. (Economics, Accounting & Finance / Banking & Finance) (intr) to manage or secure financial resources

[from Old French, from finer to end, settle by payment]

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Finance

See also dues and payment; economics; money.

acceptance

1. the acknowledgment of a bill of exchange, in writing across the back, binding the acceptor to make payment.
2. the bill so endorsed.

actuary

a statistician of an insurance company who calculates risks and premiums.

agio

1. the exchange rate between the currencies of different nations.
2. the fee paid to effect an exchange of currency. See also agiotage.

agiotage

the business of trading or speculating in foreign exchange. Also called agio.

amortization, amortizement

the paying off of a debt in equal installments composed of gradually changing amounts of principal and interest.

annuity

an investment that bears a fixed return yearly, for a fixed period or for the life of the recipient.

bursary

the treasury, especially of a college. See also learning.

cambism

cambistry. — cambist, n.

cambist

1. a dealer in bills of exchange.
2. a handbook listing the exchange values of moneys and the weights and measures of many countries.

cambistry

the branch of economics that studies commercial exchange, especially international money values. Also cambism.

debenture

an interest-bearing bond, often issued by corporations, usually unsecured but sometimes with a preferred status over other obligations of the issuer.

delinquency

1.the condition of being in arrears in payment of a debt.
2. the condition of a debt when overdue. See also law.

entrepreneurship

1. the state, quality, or condition of being an entrepreneur, an organizer or promoter of business ventures.
2. the duration of a person’s function as an entrepreneur.

fiduciary

one who holds in trust; a trustee or depositary. See also theology.

hypothecation

1. the process of pledging property as security for a debt.
2. a claim made against property so pledged. — hypothecator, n. — hypothecary, adj.

mortgage

1. the giving of property, usually real property, as security to a creditor for payment of a debt.
2. the deed pledging the security.

tontine

1. an annuity, or loan, based on a group of annuities that are shared among several people with the provision that as each person dies his share is spread among those remaining, and the entire amount accrues to the survivor of them all.
2. the members of the group collectively.
3. each member’s total share or annuity. — tontine, adj.

usury

1. the lending of money at excessive interest rates, especially rates above legal limits.
2. the excessive interest rate charged. — usurer, n. — usurious, adj.

Wall Streetese

language typical of that used on Wall Street and in the financial markets, characterized by use of technical financial terms and arcane stock-market jargon.

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Finance 

(See also INDEBTEDNESS, MONEY, SUBSISTENCE.)

feel the draught See feel a draft, PERCEPTIVENESS.

feel the pinch To sense one’s precarious financial position; to be in a tight spot. In this expression, pinch carries its figurative meaning of an internal twinge of emotional discomfort. The expression most often refers to an economic situation which warrants austerity measures.

grubstake Money advanced in exchange for a share in a venture’s expected return. The term, dating from at least 1863, originally referred to money “staked” to prospectors for “grub” and other provisions in return for a part of the profits from their finds.

The farmer realizes the … plight of the out-of-work who … is left without a grubstake between himself and hunger. (The Atlantic Monthly, March, 1932)

in the black Making a profit; out of debt. This Americanism is so called from the bookkeeping practice of entering profits in black ink. It is synonymous with out of the red.

This time she appeared at the Italian Village, and within two weeks she had pulled it out of the red ink and into the black. (American Mercury, July, 1935)

on a shoestring Dependent upon a very small sum of money; relying on a meager amount of money as capital in a working investment. This colloquial meaning of shoestring has been common in the U.S. since the early part of the century, though precisely how it acquired this sense is unclear. Perhaps shoestring was equivalent to “the cost of a shoestring.”

They accomplished their elegance on a shoestring, too. (Ward County [North Dakota] Independent, July, 1944)

play the papers To gamble. This obsolete Americanism was current in the 19th century.

Poor Kit was in a bad way one hour before we parted. The fact is, you know, he’d bin playin’ the papers (meaning gamblin’) and had lost everything. (De Witt C. Peters, The Life and Adventures of Kit Carson, 1858)

A similar expression with specific reference to horse racing is play the ponies.

prime the pump To attempt to rejuvenate an enterprise by channeling money into it; to try to maintain or stimulate economic activity through government expenditure. A pump is primed or prepared for use by pouring water into it to produce suction. The expression was used figuratively by T. W. Arnold, as cited in Webster’s Third:

This spending has not yet primed the pump.

salt away To save or hold in reserve money or other valuables for future use; to build a nest egg. The figurative meaning of this expression is derived from its literal one, i.e., preserving meat or other perishables by adding salt.

[There is] no one to hinder you from salting away as many millions as you can carry off! (R. W. Chambers, Maids of Paradise, 1902)

sock away To set aside money in a savings account; to save or put money in reserve. This American expression implies that the money is being stowed away for some future investment. It may derive from the days when socks were a common storage receptacle for one’s savings. The phrase appeared in Life, as cited by Webster’s Third:

(He) has socked away very little of his earnings with which to buy a ranch.

Thesaurus

Noun	1.	finance - the commercial activity of providing funds and capital business enterprise, commercial enterprise, business - the activity of providing goods and services involving financial and commercial and industrial aspects; "computers are now widely used in business" corporate finance - the financial activities of corporation financing, funding - the act of financing high finance - large and complex financial transactions (often used with the implication that those individuals or institutions who engage in them are unethical) investing, investment - the act of investing; laying out money or capital in an enterprise with the expectation of profit floatation, flotation - financing a commercial enterprise by bond or stock shares banking - transacting business with a bank; depositing or withdrawing funds or requesting a loan etc.
	2.	finance - the branch of economics that studies the management of money and other assets finance - the management of money and credit and banking and investments economic science, economics, political economy - the branch of social science that deals with the production and distribution and consumption of goods and services and their management quaestor - any of several public officials of ancient Rome (usually in charge of finance and administration) capital account - (finance) an account of the net value of a business at a specified date accumulation - (finance) profits that are not paid out as dividends but are added to the capital base of the corporation long - holding securities or commodities in expectation of a rise in prices; "is long on coffee"; "a long position in gold" short - not holding securities or commodities that one sells in expectation of a fall in prices; "a short sale"; "short in cotton" short - without possessing something at the time it is contractually sold; "he made his fortune by selling short just before the crash"
	3.	finance - the management of money and credit and banking and investments banking - engaging in the business of keeping money for savings and checking accounts or for exchange or for issuing loans and credit etc. management, direction - the act of managing something; "he was given overall management of the program"; "is the direction of the economy a function of government?" finance - the branch of economics that studies the management of money and other assets
Verb	1.	finance - obtain or provide money for; "Can we finance the addition to our home?" seed - help (an enterprise) in its early stages of development by providing seed money back - support financial backing for; "back this enterprise" refinance - renew the financing of fund - convert (short-term floating debt) into long-term debt that bears fixed interest and is represented by bonds pay - give money, usually in exchange for goods or services; "I paid four dollars for this sandwich"; "Pay the waitress, please"
	2.	finance - sell or provide on credit credit - accounting: enter as credit; "We credit your account with $100"

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finance

verb

fund, back, support, pay for, guarantee, float, invest in, underwrite, endow, subsidize, bankroll (U.S.), set up in business, provide security for, provide money for new taxes to finance increased military expenditure

noun

1. funds, backing, money, capital, cash, resources, assets, sponsorship, wonga (slang) businesses seeking finance

2. economics, business, money, banking, accounts, investment, commerce, financial affairs, money management a major player in the world of high finance

plural noun resources, money, funds, capital, cash, affairs, budgeting, assets, cash flow, financial affairs, money management, wherewithal, financial condition Women manage the day-to-day finances.

Translations

finance [faɪˈnæns]

A. N (gen) → finanzas fpl, asuntos mpl financieros; (= funds) (also finances) → fondos mpl
(the state of) the country's finances → la situación económica del país
Minister of Finance → Ministro/a m/f de Economía y Hacienda

B. VT [+ project] → financiar
he stole to finance his drug habit → robaba para costearse su adicción a las drogas

C. CPD [company] → financiero; [page, section] → de economía, de negocios
finance director N → director(a) m/f financiero/a

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finance [ˈfaɪnæns fɪˈnæns]

n

(= funds) (for project) → financement m
to provide finance for sth → financer qch

(= money) → finances fpl

(= financial affairs) → finance f finances

npl

(personal) → finances fpl

(public) → finances fpl
public finances → les finances publiques

vt → financer
finance company n → compagnie f financière

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finance

n

→ Finanzen pl, → Finanz- or Geldwesen nt; high finance → Hochfinanz f; to study finance (academically) → Finanzwissenschaft studieren; (as training) → eine Finanzfachschule besuchen

(= money) → Geld nt, → (Geld)mittel pl; it’s a question of finance → das ist eine Geldfrage or Frage der Finanzen; finances → Finanzen pl, → Finanz- or Einkommenslage f; his finances aren’t sound → seine Finanzlage ist nicht gesund, seine Finanzen stehen nicht gut

vt → finanzieren

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finance:

finance company

n → Finanz(ierungs)gesellschaft f

finance director

n → Leiter(in) m(f) → der Finanzabteilung

finance plan

n → Finanzierungsplan m

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finance [faɪˈnæns]

1. n

a. (money management) → finanza; (funds) → fondi mpl, capitale m
Minister of Finance → Ministro delle Finanze

b. (resources) finances npl → finanze fpl

2. vt → finanziare

3. adj (page, section, company) → finanziario/a

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finance

n finance [faiˈnӕns]

1 (the study or management of) money affairs He is an expert in finance. finansies ماليَّه، تَمْويل финанси finance økonomi; økonomisk forvaltning das Finanzwesen οικονομικά (θέματα) finanzas rahandus امور مالی finanssioppi finance כְּסָפִים आर्थिक प्रबन्ध novčano poslovanje, studij ekonomije pénzügy keuangan fjármálavísindi/stjórn finanza 財政 재무 finansai finanses; finansu zinātnes kewangan geldwezen finans(vitenskap), økonomi finanse finanças/assuntos financeiros finanţe финансовое дело financie denarno gospodarstvo finansije ekonomi การศึกษาเกี่ยวกับเรื่องการเงิน mali işler, maliye 財政 фінанси, фінансове діло مالی امور کا انصرام یا علم tài chính 财务

2 (often in plural) the money one has to spend The government is worried about the state of the country's finances. finansies موارِد ماليَّه средства peněžní prostředky finanser; økonomiske situation die Finanzen (pl.) οικονομική κατάσταση, οικονομικά fondos, finanzas finantsid دارایی rahavarat finances כְּסָפִים वित्त novčana sredstva, financije pénzügyek keuangan fjármál finanze 財源 자금, 재원 finansai finanses, naudas apgrozījums/līdzekļi kewangan financia an finanser finanse finanças finanţe, venituri финансы peňažné prostriedky finance finansije ekonomi, finanser การเงินการคลัง malî durum, para durumu 資金 фінансування اخراج کے لۓ مہیا مال của cải; vốn liếng 资金

v

to give money for (a plan, business etc) Will the company finance your trip abroad? finansier يُمَوِّل финансирам financovat finansiere; betale finanzieren χρηματοδοτώ financiar finantseerima سرمایه فراهم کردن rahoittaa financer לְמַמֵן रूपया लगाना, अर्थप्रबंध करना financirati pénzel membiayai fjármagna finanziare 資金を出す 자금을 공급하다 finansuoti finansēt membiayai financieren finansiere finansować financiar a finanţa финансировать financovať denarno podpreti finansirati finansiera จัดหาเงินทุนให้ finanse etmek, parayla desteklemek 供資金給, 負擔經費 фінансувати مال مہیا کرنا cấp tiền cho; bỏ vốn cho; tài trợ 供资金给,负担经费

adj fiˈnancial [-ʃəl]

concerning money financial affairs. finansiële sake مالي финансов finanční finans- Finanz-... οικονομικός financiero finants-, rahaline مالی talous- financier כַּספִי आर्थिक financijski, novčani pénzügyi yang berhubungan dengan keuangan fjárhagslegur, fjármála- finanziario 財政の 재정적인 finansinis finanšu-; finansiāls berkaitan kewangan financia ael finansiell, økonomisk, finans-, økonomi- finansowy financeiro financiar финансовый finančný denaren finansijski finansiell, finans- เกี่ยวกับเรื่องเงิน mali 財政的 фінансовий مال سے متعلق liên quan đến tiền bạc hoặc tài chính 财政的

adv fiˈnancially

finansieel ماليّاً финансово finančně finansielt finanziell οικονομικά económicamente majanduslikult از نظر مالی rahallisesti financièrement מִבּחִינָה כַּספִּית आर्थिक रूप से novcano, financijski pénzügyileg secara finansial fjárhagslega finanziariamente 財政上 재정적으로 finansiškai finansiāli segi kewangan financia ael finansielt, økonomisk finansowo financeiramente (din punct de vedere) financiar в финансовом отношении finančne denarno finansijski finansiellt อย่างเกี่ยวข้องกับเรื่องเงิน mali açıdan 財政上 у фінансовому відношенні مالی طور پر về phương diện tài chính; về mặt tài chính 财政上

n fiˈnancier [-siə, (American ) fainanˈsiər]

a person who manages large sums of money. finansier مُمَوِّل финансист finančník finansmand; finansier der Finanzmann κεφαλαιούχος, χρηματοδότης financiero finantseerija, finantsist سرمایه گذار rahamies financier/-ière אִיש כְּסָפִים कोष प्रबन्धक novčar, financijer pénzember ahli keuangan fjármálamaður finanziatore, finanziatrice 財政家 재정가 finansininkas finansists ahli kewangan financier finansmann finansista financeiro finanţist финансист finančník finančnik finansijer finansman บุคคลหรือบริษัทที่ให้ยืมเงินสำหรับการทำธุรกิจ, maliyeci, maliye uzmanı 金融家 фінансист مالی امور سے تعلق رکھنے والا شخص nhà tài phiệt 金融家

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finance → تمويل, يُمَول finance, financovat finansiere, finansiering Finanzen, finanzieren δημοσιονομία, χρηματοδοτώ financiar, finanzas raha-asiat, rahoittaa finance, financer financije, financirati finanza, finanziare 財務, 資金を調達する 금융, 자금을 공급하다 financiën, financieren finansiere, økonomi finanse, sfinansować finança, financiar финансировать, финансы finansiera, finansiering การเงิน, จัดหาเงินทุนให้ finans, finanse etmek tài chính, tài trợ 筹措资金, 财政