Traditional A shares purchased through a broker include an immediate fee called a front-end load
(expressed as a percentage of the purchase) as well as management fees and ongoing fees for distribution expenses, called 12b-1 fees, Morningstar explained in its research.
Weiss Ratings looked for variable annuities with no initial sales charge also know as a front-end load
, below average costs, a wide selection of mutual fund subaccounts with good performance, issued by insurance companies with a Weiss
In general, mutual fund 'A" shares have a front-end load
that's deducted from your initial investment.
This data includes investment objective, age of the fund in years, assets (investment dollars) under management, number of brokerages through which the fund is marketed and distributed, front-end load
percentage, deferred load percentage, turnover ratios as percentages, three-year annualized standard deviation, and 12b-1 plans costs as percentages of assets.
Another way to front-end load
is with step-down payments, for example $1,500 per month in year one, $1,000 per month in year two, and $750 per month in the final year.
form), an index fund dummy, and the front-end load
(in the management
According to the company, the HYDRAstor OST Suite introduces Dynamic I/O, which delivers adaptable front-end load
balancing with inline global deduplication, as well as Optimized Copy, which creates WAN-optimised backup images for storage at remote systems and features optimised bandwidth utilisation and administration.
Sales charge: If you purchase a fund using a broker, you may have to pay a sales charge, known as a front-end load
The front-end load
leaves less money for investment when an investment is first made; so, he explains, if an A share had a 5.
The real value of a split-dollar arrangement lies in a company's ability to help a key employee buy permanent life insurance and maintain it in force while it incurs the acquisition costs and front-end load
charges (agent commission).
One class might, for instance, involve a front-end load
but no 12b-1 fee.
If you are picking the fund yourself, you should expect to find one without a front-end load
or commission and without a deferred sales charge.