mortgage (redirected from mortgaging)

mort·gage  (môrgj)

n.

1. A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.

2. A contract or deed specifying the terms of a mortgage.

3. The claim of a mortgagee upon mortgaged property.

tr.v. mort·gaged, mort·gag·ing, mort·gag·es

1. To pledge or convey (property) by means of a mortgage.

2. To make subject to a claim or risk; pledge against a doubtful outcome: mortgaged their political careers by taking an unpopular stand.

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[Middle English morgage, from Old French : mort, dead (from Vulgar Latin *mortus, from Latin mortuus, past participle of mor, to die; see mer- in Indo-European roots) + gage, pledge (of Germanic origin).]

Word History: The great jurist Sir Edward Coke, who lived from 1552 to 1634, has explained why the term mortgage comes from the Old French words mort, "dead," and gage, "pledge." It seemed to him that it had to do with the doubtfulness of whether or not the mortgagor will pay the debt. If the mortgagor does not, then the land pledged to the mortgagee as security for the debt "is taken from him for ever, and so dead to him upon condition, &c. And if he doth pay the money, then the pledge is dead as to the [mortgagee]." This etymology, as understood by 17th-century attorneys, of the Old French term morgage, which we adopted, may well be correct. The term has been in English much longer than the 17th century, being first recorded in Middle English with the form morgage and the figurative sense "pledge" in a work written before 1393.

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mortgage [ˈmɔːgɪdʒ]

n

1. (Economics, Accounting & Finance / Banking & Finance) an agreement under which a person borrows money to buy property, esp a house, and the lender may take possession of the property if the borrower fails to repay the money

2. (Economics, Accounting & Finance / Banking & Finance) the deed effecting such an agreement

3. (Economics, Accounting & Finance / Banking & Finance) the loan obtained under such an agreement a mortgage of £48 000

4. (Economics, Accounting & Finance / Banking & Finance) a regular payment of money borrowed under such an agreement a mortgage of £247 per month

vb (tr)

(Economics, Accounting & Finance / Banking & Finance) to pledge (a house or other property) as security for the repayment of a loan

adj

(Economics, Accounting & Finance / Banking & Finance) of or relating to a mortgage a mortgage payment

[from Old French, literally: dead pledge, from mort dead + gage security, gage¹]

mortgageable  adj

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mortgage

1. the giving of property, usually real property, as security to a creditor for payment of a debt.
2. the deed pledging the security.

See also: Finance, Property and Ownership

Thesaurus

Noun	1.	mortgage - a conditional conveyance of property as security for the repayment of a loan security interest - any interest in a property that secures the payment of an obligation first mortgage - a mortgage that has priority over all mortgages and liens except those imposed by law second mortgage - a mortgage that is subordinate to a first mortgage chattel mortgage - a loan to buy some personal item; the item (or chattel) is security for the loan
Verb	1.	mortgage - put up as security or collateral owe - be in debt; "She owes me $200"; "I still owe for the car"; "The thesis owes much to his adviser" bond - issue bonds on

Translations

mortgage [ˈmɔːgɪdʒ]

A. N → hipoteca f
to pay off a mortgage → amortizar or liquidar or redimir una hipoteca
to raise a mortgage; take out a mortgage → obtener una hipoteca (on sobre)

B. VT → hipotecar

C. CPD mortgage bank N → banco m hipotecario, sociedad f de crédito hipotecario
mortgage broker N → especialista mf en hipotecas
mortgage company N (US) = mortgage bank mortgage lender N → sociedad f hipotecaria
mortgage loan N → préstamo m hipotecario
mortgage payment N → pago m de la hipoteca, plazo m de la hipoteca
mortgage rate N → tipo m de interés hipotecario

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mortgage [ˈmɔː^rgɪdʒ]

n

(= loan) → emprunt m immobilier
to have a mortgage → avoir fait un emprunt immobilier
Have you got a mortgage? → Avez-vous fait un emprunt immobilier?
to take out a mortgage → faire un emprunt immobilier

vt [+ house, home] → hypothéquer mortgage rate, mortgage lender
mortgage company n (US) → société f de crédit immobilier

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mortgage

n → Hypothek f (→ on auf +acc/dat); a mortgage for £50,000/for that amount → eine Hypothek über or von £ 50.000/über diesen Betrag

vt house, land → hypothekarisch belasten; to mortgage one’s future (fig) → sich (dat) → die or seine Zukunft verbauen

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mortgage:

mortgage bond

n → (Hypotheken)pfandbrief m

mortgage deed

n (Jur)

→ Pfandbrief m

→ Hypothekenbrief m

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mortgage [ˈmɔːgɪdʒ]

1. n (in house buying) → mutuo ipotecario; (second loan) → ipoteca
to take out a mortgage → contrarre un mutuo (or un'ipoteca)
to pay off a mortgage → pagare un mutuo (or un'ipoteca)

2. vt → ipotecare

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mortgage

n mortgage [ˈmoːgidʒ]

a legal agreement by which a sum of money is lent for the purpose of buying buildings, land etc. verband رَهْن ипотека hypotéka prioritetslån die Hypothek υποθήκη hipoteca hüpoteek گرو گذاشتن kiinnityslaina hypothèque מַשכַּנתָּה बंधक, गिरवी hipoteka jelzálog(kölcsön) hipotek veð ipoteca 抵当 (양도) 저당 hipoteka, nekilnojamojo turto įkeitimas hipotēka gadai janji hypotheek pant i fast eiendom, (første/annen) prioritet hipoteka hipoteca ipotecă ипотека, закладная hypotéka hipoteka hipoteka inteckning, hypotek การจำนอง ipotek 抵押契據 заставна; закладна رہن văn tự thế chấp 抵押契据

v

to offer (buildings etc) as security for a loan. verpand يرْهِن залог zastavit (nemovitost) belåne verpfänden υποθηκεύω hipotecar hüpoteekima گرو گذاشتن kiinnittää hypothéquer לְמַשכֵּן बन्धक रखना založiti jelzáloggal terhel menghipotekkan veðsetja ipotecare 抵当に入れる 담보로서 양도하다 už paskolą įkeisti nekilnojamąjį turtą ieķīlāt menggadai janji verhypothekeren belåne, oppta pantelån på oddać w zastaw hipoteczny hipotecar a ipoteca закладывать zaťažiť hypotékou obremeniti s hipoteko staviti pod hipoteku inteckna จำนอง ipotek etmek 抵押 заставляти رہن رکھنا thế chấp 抵押

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mortgage → رَهْن, يَرْهن hypotéka, zatížit hypotékou belåne, prioritetslån Hypothek, hypothekarisch belasten υποθηκεύω, υποθήκη hipoteca, hipotecar asuntolaina, kiinnittää asuntolainalla hypothéquer, prêt immobilier hipoteka, staviti pod hipoteku ipotecare, mutuo 抵当, 抵当に入れる 주택담보 융자, 주택을 담보로 융자를 받다 hypotheek, hypothekeren belåne, pantelån oddać w zastaw hipoteczny, zastaw hipoteczny hipoteca, hipotecar закладывать, ипотека inteckna, inteckningslån การจำนอง, จำนอง konut kredisi, konut kredisi almak thế chấp 抵押, 购房按揭