overcapitalized


Also found in: Thesaurus, Financial.

o·ver·cap·i·tal·ize

 (ō′vər-kăp′ĭ-tl-īz′)
tr.v. o·ver·cap·i·tal·ized, o·ver·cap·i·tal·iz·ing, o·ver·cap·i·tal·iz·es
1. To cause (a company) to have an excess amount of capital.
2. To estimate the value of (property) too highly.

o′ver·cap′i·tal·i·za′tion (-ĭ-zā′shən) n.

overcapitalized

(ˌəʊvəˈkæpɪtəˌlaɪzd) or

overcapitalised

adj
1. (Accounting & Book-keeping) (of an enterprise) provided for or issued capital in excess of profitable investment opportunities
2. (Accounting & Book-keeping) (of a company) having an estimated capital value at an unreasonably or unlawfully high level
3. (Accounting & Book-keeping) (of a property) overestimated in market value
References in periodicals archive ?
Within DoD, we have overcapitalized, on what I would call--the diversity of goodness.
It is certainly not possible to characterize (Trillium) as overcapitalized based on commercial insurance regulatory standards," the memo said.
With the reinsurance space being overcapitalized and market conditions soft, many reinsurers are expanding into insurance or growing their existing insurance operations where market conditions are perceived to be more favorable," he said.
Under race for fish conditions that result in short annual seasons, the processing industry (along with fisheries) can become overcapitalized to handle the glut of fish in short periods.
The report said the formation of Berkshire Hathaway Specialty Insurance in the second quarter of 2013 "adds tremendous capacity to an already overcapitalized market, which will likely limit rate hikes and lead to more intense competition in 2014.
Callahan & Associates then-President Chip Filson was also very vocal on the topic in 2013, saying in a July 25 release that the NCUA Guaranteed Notes were already overcapitalized by 149%, to the tune of $10 billion in excess coverage.
Reserve redundancy is beginning to climb again, however, and the industry remains overcapitalized.
Should the bank be found to be overcapitalized relative to the target, a share-reversal process will be undertaken to refund depositors by the amount of over-capitalisation.
With $598 billion of policyholder surplus, most believe that the market remains overcapitalized by as much as $100 billion, according to some estimates.
Several countries within the region continue to subsidize fishing inputs for political reasons, even when evidence abound that stocks are overcapitalized.
DIB also avoids a haircut related to its minority interests under Basel III: (1) Tamweel is highly overcapitalized and CET1 in excess of 7% sitting in subsidiaries should no longer receive recognition in Tier-1 under Basel III, (2) minorities from non-banking holdings are no longer recognised (Tamweel is not regulated as a bank).
net premiums written to equity) to more overcapitalized levels; and enhanced competitive positioning while maintaining strong profitability with low earnings volatility.