savings ratio

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Also found in: Financial.
Related to savings ratios: Average propensity to save

savings ratio

n
(Economics) economics the ratio of personal savings to disposable income, esp using the difference between national figures for disposable income and consumer spending as a measure of savings
References in periodicals archive ?
First, the Turkish nation has one of the lowest savings ratios in the world.
This should be driven by a disproportionately large contribution from emerging market equity and corporate bond supply and demand driven by growth in domestic mutual, pension and insurance funds, given the relatively high savings ratios prevalent among emerging economies.
If confidence picks up, falling savings ratios can boost private spending even as incomes continue to languish; and monetary policy, of course, is much looser than fiscal policy, and offers further support.
Current account, savings and investments and pensions: DWP's 'Family Resources Survey' publications, 2000-01 and 2010-2011; current deposit based (December 2012) and ISA savings balances (January 2013) from Halifax; adequacy of pensions savings and savings ratios by gender from Scottish Widows, 'UK Pensions Report 2012 (May 2012)'.
At the same time, the data show that savings ratios in Asia remain broadly high, intra-regional trade is strong, and the balance of payments position of most economies is sound.
75 per cent in consumer spending in 2010, as households try to reduce their debt burdens and return savings ratios to more normal levels.
Studies based on California in 1990, 1995, and 1998 demonstrated that a reduction in unintended pregnancy was linked to significant savings in health and social service expenditures, with cost savings ratios ranging from $3 to $7 within 2 years (Forrest and Singh 1991; Brindis and Korenbrot 1995; Darney and Brindis 2000).
It added that consumers on both sides of the Atlantic remained under pressure from increasing levels of debt, low savings ratios and "potentially fragile" house prices.
In addition, savings ratios in East and South East Asia -- among the highest in the world -- are not being utilised, according to the ADB.