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thrift institution

   Also found in: Legal, Financial, Encyclopedia, Wikipedia 0.01 sec.
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Noun1.thrift institution - a depository financial institution intended to encourage personal savings and home buying
banking company, banking concern, depository financial institution, bank - a financial institution that accepts deposits and channels the money into lending activities; "he cashed a check at the bank"; "that bank holds the mortgage on my home"
savings and loan, savings and loan association - a thrift institution that is required by law to make a certain percentage of its loans as home mortgages
savings bank - a thrift institution in the northeastern United States; since deregulation in the 1980s they offer services competitive with many commercial banks
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The recent slowdown in residential construction could reduce the demand for mortgages, commercial real estate and construction loans--activities that have been important factors in loan growth for banks and thrift institutions in recent years, according to a report by the Federal Deposit Insurance Corporation (FDIC).
Housing slowdown poses challenge to bank loan growth by Mortgage Banking
The quality of syndicated bank credits showed continued improvement this year, according to the Shared National Credit (SNC) review released on September 15, 2005, by federal bank and thrift institution regulators.
Data show continued improvement in Credit Quality by Federal Reserve Bulletin
The Securities and Exchange Commission (SEC) published for comment two rules, one of which would grant thrift institutions a limited exception from Investment Advisers Act requirements governing the manner and extent to which such entities may hold themselves out to the public as providers of investment advisory services (www.
www.sec.gov/news/press/200458.htm by Journal of Accountancy
 
 
 
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