mortgage

mort·gage

 (môr′gĭj)

n.

1. A loan for the purchase of real property, secured by a lien on the property.

2. The document specifying the terms and conditions of the repayment of such a loan.

3. The repayment obligation associated with such a loan: a family who cannot afford their mortgage.

4. The right to payment associated with such a loan: a bank that buys mortgages from originators.

5. The lien on the property associated with such a loan.

tr.v. mort·gaged, mort·gag·ing, mort·gag·es

1. To pledge (real property) as the security for a loan.

2. To make subject to a claim or risk; pledge against a doubtful outcome: mortgaged their political careers by taking an unpopular stand.

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[Middle English morgage, from Old French : mort, dead (from Vulgar Latin *mortus, from Latin mortuus, past participle of morī, to die; see mer- in Indo-European roots) + gage, pledge (of Germanic origin).]

Word History: In early Anglo-Norman law, property pledged as security for a loan was normally held by the creditor until the debt was repaid. Under this arrangement, the profits or benefits that accrued to the holder of the property could either be applied to the discharge of the principal or taken by the creditor as a form of interest. In his Tractatus de legibus et consuetudinibus regni Angliae (1189), Ranulf de Glanville explains that this latter type of pledge, in which the fruits of the property were taken by the creditor without reduction in the debt, was known by the term mort gage, which in Old French means "dead pledge." Because of Christian prohibitions on profiting from money lending, however, the mortgage was considered a species of usury. The preferred type of pledge, in which the property's profits went to paying off the debt and thus continued to benefit the borrower, was known in Old French by the term vif gage, "living pledge." By the time of the great English jurist Thomas Littleton's Treatise on Tenures (1481), however, the mortgage had evolved into its modern form—a conditional pledge in which the property (and its profits) remain in possession of the debtor during the loan's repayment. This led Littleton and his followers, such as the influential jurist Sir Edward Coke (1552-1634), to explain the mort in mortgage in terms of the permanent loss of the property in the event the borrower fails to repay, rather than of the loss of the profits from the property over the duration of the loan.

mortgage

(ˈmɔːɡɪdʒ)

n

1. (Banking & Finance) an agreement under which a person borrows money to buy property, esp a house, and the lender may take possession of the property if the borrower fails to repay the money

2. (Banking & Finance) the deed effecting such an agreement

3. (Banking & Finance) the loan obtained under such an agreement: a mortgage of £148 000.

4. (Banking & Finance) a regular payment of money borrowed under such an agreement: a mortgage of £447 per month.

vb (tr)

(Banking & Finance) to pledge (a house or other property) as security for the repayment of a loan

adj

(Banking & Finance) of or relating to a mortgage: a mortgage payment.

[C14: from Old French, literally: dead pledge, from mort dead + gage security, gage¹]

ˈmortgageable adj

mort•gage

(ˈmɔr gɪdʒ)

n., v. -gaged, -gag•ing. n.

1. a conveyance of an interest in property as security for the repayment of money borrowed.

2. the deed by which such a transaction is effected.

3. the rights conferred by it, or the state of the property conveyed.

v.t.

4. to convey or place (property) under a mortgage.

5. to place under advance obligation; pledge.

[1350–1400; Middle English < Old French mortgage=mort dead (< Latin mortuus) + gage gage¹]

mort′gage•a•ble, adj.

mortgage

1. the giving of property, usually real property, as security to a creditor for payment of a debt.
2. the deed pledging the security.

See also: Finance, Property and Ownership

mortgage

Past participle: mortgaged
Gerund: mortgaging

Imperative

mortgage

mortgage

Thesaurus

Noun	1.	mortgage - a conditional conveyance of property as security for the repayment of a loan security interest - any interest in a property that secures the payment of an obligation first mortgage - a mortgage that has priority over all mortgages and liens except those imposed by law second mortgage - a mortgage that is subordinate to a first mortgage chattel mortgage - a loan to buy some personal item; the item (or chattel) is security for the loan
Verb	1.	mortgage - put up as security or collateral owe - be in debt; "She owes me $200"; "I still owe for the car"; "The thesis owes much to his adviser" bond - issue bonds on

mortgage

verb

To give or deposit as a pawn:

hypothecate, pawn, pledge.

Slang: hock.

Translations

رَهْنرَهْنٌيَرْهَنُيرْهِن

hypotékazastavitzatížit hypotékou

belåneprioritetslån

Hypothekhypothekarisch belastenverpfänden

υποθήκηενυπόθηκοςυποθηκεύω

hipotecahipotecar

asuntolainakiinnittää asuntolainalla

hypothèquehypothéquerprêt immobilier

hipotekastaviti pod hipoteku

jelzálogjelzáloggal terhel

veîveîsetja

ipotecareipotecaipoteca di secondo gradomutuodebitore ipotecario

抵当抵当に入れる

주택담보 융자주택을 담보로 융자를 받다

hipotekanekilnojamojo turto įkeitimasuž paskolą įkeisti nekilnojamąjį turtą

hipotēkaieķīlāt

hypotheekhypothekeren

belåneoppta pantelån påpant i fast eiendompantelån

oddać w zastaw hipotecznyzastaw hipoteczny

hipotecahipotecar

ипотеказакладывать

hypotékazaťažiť hypotékou

hipotekaobremeniti s hipotekozastaviti

intecknainteckningslån

การจำนองจำนอง

ipotekipotek etmekkonut kredisikonut kredisi almak

thế chấp

抵押抵押契据购房按揭

mortgage

[ˈmɔːgɪdʒ]

A. N → hipoteca f
to pay off a mortgage → amortizar or liquidar or redimir una hipoteca
to raise a mortgage; take out a mortgage → obtener una hipoteca (on sobre)

B. VT → hipotecar

C. CPD mortgage bank N → banco m hipotecario, sociedad f de crédito hipotecario
mortgage broker N → especialista mf en hipotecas
mortgage company N (US) = mortgage bank mortgage lender N → sociedad f hipotecaria
mortgage loan N → préstamo m hipotecario
mortgage payment N → pago m de la hipoteca, plazo m de la hipoteca
mortgage rate N → tipo m de interés hipotecario

mortgage

[ˈmɔː^rgɪdʒ]

n

(= loan) → emprunt m immobilier
to have a mortgage → avoir fait un emprunt immobilier
Have you got a mortgage? → Avez-vous fait un emprunt immobilier?
to take out a mortgage → faire un emprunt immobilier

vt [+ house, home] → hypothéquer mortgage rate, mortgage lendermortgage company n (US) → société f de crédit immobilier

mortgage

n → Hypothek f (→ on auf +acc/dat); a mortgage for £50,000/for that amount → eine Hypothek über or von £ 50.000/über diesen Betrag

vt house, land → hypothekarisch belasten; to mortgage one’s future (fig) → sich (dat) → die or seine Zukunft verbauen

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mortgage

:

mortgage bond

n → (Hypotheken)pfandbrief m

mortgage deed

n (Jur)

→ Pfandbrief m

→ Hypothekenbrief m

mortgage

[ˈmɔːgɪdʒ]

1. n (in house buying) → mutuo ipotecario; (second loan) → ipoteca
to take out a mortgage → contrarre un mutuo (or un'ipoteca)
to pay off a mortgage → pagare un mutuo (or un'ipoteca)

2. vt → ipotecare

mortgage

(ˈmoːgidʒ) noun

a legal agreement by which a sum of money is lent for the purpose of buying buildings, land etc. verband رَهْن ипотека hipoteca hypotéka die Hypothek prioritetslån υποθήκηhipoteca hüpoteek گرو گذاشتن kiinnelaina hypothèque מַשכַּנתָּה बंधक, गिरवी hipoteka jelzálog(kölcsön) hipotek veð ipoteca 抵当 (양도) 저당 hipoteka, nekilnojamojo turto įkeitimas hipotēka gadai janji hypotheekpant i fast eiendom, prioritethipoteka ګرو كيښودل hipoteca ipotecă ипотека, закладная hypotéka hipoteka hipoteka inteckning, hypotek การจำนอง ipotek 抵押契據 заставна; закладна رہن văn tự thế chấp 抵押契据

verb

to offer (buildings etc) as security for a loan. verpand يرْهِن залог hipotecar zastavit (nemovitost) verpfänden belåne υποθηκεύωhipotecar hüpoteekima گرو گذاشتن kiinnittää hypothéquer לְמַשכֵּן बन्धक रखना založiti jelzáloggal terhel menghipotekkan veðsetja ipotecare 抵当に入れる 담보로서 양도하다 už paskolą įkeisti nekilnojamąjį turtą ieķīlāt menggadai janji verhypothekeren belåne, oppta pantelån påoddać w zastaw hipoteczny ګرو كيښودل hipotecar a ipoteca закладывать zaťažiť hypotékou obremeniti s hipoteko staviti pod hipoteku inteckna จำนอง ipotek etmek 抵押 заставляти رہن رکھنا thế chấp 抵押

mortgage

→ رَهْنٌ, يَرْهَنُ hypotéka, zatížit hypotékou belåne, prioritetslån Hypothek, hypothekarisch belasten υποθηκεύω, υποθήκη hipoteca, hipotecar asuntolaina, kiinnittää asuntolainalla hypothéquer, prêt immobilier hipoteka, staviti pod hipoteku ipotecare, mutuo 抵当, 抵当に入れる 주택담보 융자, 주택을 담보로 융자를 받다 hypotheek, hypothekeren belåne, pantelån oddać w zastaw hipoteczny, zastaw hipoteczny hipoteca, hipotecar закладывать, ипотека inteckna, inteckningslån การจำนอง, จำนอง konut kredisi, konut kredisi almak thế chấp 抵押, 购房按揭