Merchants can also reduce risk by not storing track data, CVV2
, PINs and PIN blocks, which are often mistakenly thought to be needed to process merchandise returns and transaction reversals, Visa says.
For example, Visa calls it CVV2
, MasterCard CVC2, and American Express CID.
LiveProcessor is the only payment processing application in the world to support Visa CVV2
and Amex CID security codes, procurement level 2 and 3 cards, electronic check processing, foreign currency settlement support and multiple bank interfaces in a single product.
FiTeq EMV cards add both an on-card display to generate a dynamic CVV2
code for all card-not-present transactions and a dynamic magnetic stripe that ensures secure acceptance at any non-chip terminal and an on-card display to generate a dynamic CVV2
for all card-not-present transactions.
In fact, the Alinma debit card features the CVV2
security protocol, which allows partners to enable/disable Internet purchasing as they see fit, thus increasing transaction security and limiting partners exposure to fraud.
From its core services of 3-D Secure, CVV2
and AVS to SecureTrading Fraud Score enabling IP checking and SecureTrading Identity Check which enables full KYC checks, the company reduces significantly the threat of online fraud to businesses.
Visa created the PABP to help software vendors and others develop secure payment applications that do not store prohibited data, such as full magnetic stripe, CVV2
and PIN data, and support compliance with the PCI DSS.
Via Verint patent-protected Advanced Desktop Analytics, Audiolog users have had the ability to pause and resume recording via user-defined triggers activated based on activities on the agent's screen, enabling seamless real-time avoidance of the capture of sensitive information, such as the entire payment transaction or just the CVV2
Alinma has also pioneered online shopping security and convenience with its CVV2
enabled smart-chip debit cards.