fixed annuity

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fixed annuity

n.
An annuity in which payments to the annuitant are unchanging over a specified period or over the annuitant's lifetime.
References in periodicals archive ?
The product offering includes deferred variable annuities, immediate fixed income annuities, fixed deferred annuities with guaranteed life withdrawal benefits and deferred income annuities.
Hunt, the Fort Collins agent, suggests that regulators could consider exempting true fixed income annuities, or indexed annuities, that come without any special, complicated riders from any new advice rules.
Products like fixed income annuities (FIAs) can not only provide retirees with regular payouts, but can also assure the safety of the initial annuity principal.
Advisors generally rely on a combination of four major investment product categories for retirement income clients: mutual funds, ETFs, variable annuities and fixed income annuities.
O'Brien also sees a lot of potential in the 8 percent jump in producers who are selling fixed income annuities, and said that matches what she's seen in terms of research and product innovation.
IS IT FINALLY TIME for fixed income annuities to shine in the retirement marketplace?
The income amount is based on quotes as of April 2012 from fixed income annuities distributed by Fidelity Insurance Agency, Inc.
Compared to second quarter 2008: Indexed annuity sales rose 20% in second quarter 2009; book value and fixed income annuities rose 10% and 2%, respectively; but MVA annuity sales fell 5%.
One of the few products that guarantee an income stream for life, fixed income annuities can help people mitigate longevity risk while protecting assets from market volatility.
By including fixed income annuities in a retirement income account, retirees may achieve greater growth potential while also addressing their desire to avoid running out of money in retirement and to leave a legacy for their spouses or children," he adds.
The alternative to purchasing longevity insurance, fixed income annuities, variable income annuities or one of the living benefits offered in deferred variable annuities, is investing in a conservative mix of stocks, bonds and cash and withdrawing from them at a low annual rate, such as 4% or 5%.
Of those who are considering reallocating assets, one-fifth are exploring guaranteed income products such as fixed income annuities, 17% are moving or planning to move more assets to bank CDs and/or money market funds, and 14% plan to move more assets to fixed-income strategies.