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a.1.Such as can be lent; available for lending; as, loanable funds; - used mostly in financial business and writings.
Webster's Revised Unabridged Dictionary, published 1913 by G. & C. Merriam Co.
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Under the law, banking institutions, whether state or private, are required to set aside at least 25 percent of their total loanable funds for agriculture and fisheries credit in general, of which 10 percent should be allocated for agrarian reform beneficiaries.
"Shropshire Libraries' range of loanable shared memory bags are very popular and provides an interactive and therapeutic experience to use in a group setting or oneto-one, free of charge.
In a press statement, Landbank officials pointed out they were the only bank fully compliant with the Agri-Agra Law, which required banks to lend 10 percent of loanable funds to agrarian reform beneficiaries and 15 percent to farmers and fisherfolk.
This makes Landbank compliant to the Agri-Agra Credit Law, which mandates banks to allot 25 percent of their total loanable funds to agriculture and fisheries.
The maximum loanable amount is P500,000 payable in 6 years at an interest rate of 6% per annum.
Borromeo, Land Bank president and chief executive defended the state financial institution she manages, noting they are only bank that complies with Republic Act 10000 or the Agri-Agra Reform Credit Act that mandates banks to allot at least 10 percent of its total loanable funds to agrarian reform beneficiaries.
Overwhelmingly controlled by the commercial banks, loanable funds in the economy are dominated by direct and indirect lending to the government (65 percent), with much of the rest allocated to the Large-Scale Manufacturing (LSM) sector.
While stressing its mandate, which is to provide a cheap source of loanable funds to facilitate affordable home ownership for the low and medium income group in the country, he said the bank developed concessionary loan windows to enable Nigerians access mortgages.
He said the project has seen about 10 financial institutions committing as much as GHS4.43 billion in loanable funds to it.
The Central Bank can, therefore, increase or decrease the available loanable funds by lowering or raising the reserve requirements, respectively.
This results in a smaller pool of loanable funds that could otherwise be used for productive investments by the private sector.