The loan featured a

rate of prime + 4% with a 1 year term interest only.

Overall, the employment

rate of prime working-age immigrants moved towards the national average the longer they resided in Canada, according to the LSIC data.

The line of credit, equipment note and commitment for future equipment financing are at an interest

rate of prime plus 1% with incentives which could reduce the interest rate to either prime plus 1/2% or prime.

Care Health Plan received the two-year loan, charged at an interest

rate of prime plus one, to help it start operating March 1.

Loans under the line of credit bear interest, which is payable monthly, at a

rate of prime plus 1.

The loan featured a

rate of Prime +1/2% with an 18 month term, interest only.

This compares to the previous

rate of prime plus 1/4% or 8-3/4%, which was reduced to 2% above LIBOR in July 1994.

The eighteen month Convertible Notes to be issued in the financing will bear an interest

rate of prime, per annum, and will be convertible into Wizzard common stock for the conversion price of $2.

The loan featured a

rate of Prime +1% and an 18 month term, interest only

This compares to the previous variable

rate of prime plus 1/4% or 7-1/2% currently.

The loan facility has a December 31, 2012 maturity and an initial interest

rate of prime plus 1.

The $14 million construction commitment calls for an interest

rate of prime plus 2 percent, a two point closing fee and a two point exit fee.