disintermediation

(redirected from Reintermediation)
Also found in: Financial, Encyclopedia.

dis·in·ter·me·di·a·tion

 (dĭs-ĭn′tər-mē′dē-ā′shən)
n.
1. The elimination of intermediary agents in transactions between buyers and sellers.
2. Withdrawal of funds from intermediary financial institutions, such as banks and savings and loan associations, in order to invest in instruments yielding a higher return.

disintermediation

(dɪsˌɪntəˌmiːdɪˈeɪʃən)
n
(Banking & Finance) finance the elimination of such financial intermediaries as banks and brokers in transactions between principals, often as a result of deregulation and the use of computers

disintermediation

an economic phenomenon of the late 1970s and early 1980s in which investors, flnding that conventional savings and thrift methods did not pay sufficient interest to keep pace with inflation, transferred their funds to the money market and related savings and investment instruments, leading to a rapid growth in those resources and a loss of funds from institutions like savings banks.
See also: Economics
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References in periodicals archive ?
the high level of dependence that could involve reintermediation with a dominant web platform;
That is why these resources are the primary reason underpinning the survival of EMCs and are also responsible for their reintermediation (Sharma, 2005).
Reintermediation causes new regulatory requirements for banks to reduce the distribution of credit in order to meet their solvency ratio.
However, this is to ignore the ingenuity of markets in exploiting opportunity - in this case reintermediation of funds to SMEs via the large firm sector.
The rise of the cybermediary has changed the focus of the debate from intermediation versus disintermediation to include the possibility of reintermediation with technology-savvy firms displacing traditional distributors as intermediaries (Chircu and Kauffman 1999; Palvia and Vemuri 1999; Bakos 2001; Rabinovich 2004).
Towards a Conceptualization of Financial Reintermediation," Review of International Political Economy 11 (2004), 263-288; Julie Froud, Johal Sukhdev and Karel Williams, "Financialisation and the Coupon Pool," Capital and Class 78 (2002), 119-151.
The e-marketing strategic themes of personalization and customization, community, reintermediation, disintermediation, consumer tracking, enhanced customer service, and mixing bricks and clicks can be affectively applied to the challenges of providing e-learning services (Granitz & Greene, 2003).