The survivor is eligible for a widow or widower's benefit
equal to 100 percent of the deceased spouse's benefit.
So beware, you people who are living together while claiming widow's benefit or widower's benefit
, it is not on, and you are costing the taxpayers a lot money.
The surviving spouse of a fully or currently insured worker is entitled to a mother's or father's benefit at any age if: (1) caring for a child under age 16, or disabled before age 22, who is entitled to a child's benefit on the deceased worker's account; (2) the child is the survivor's own child or is legally adopted; (3) the surviving spouse is unmarried; (4) no widow's or widower's benefit
is available; (5) no retirement benefit is available based on the surviving spouse's own work record which is equal to or larger than the mother's or father's benefit; and (6) application has been filed for benefits.
Thus, if you are eligible for a $500 spouse's, widow's, or widower's benefit
from Social Security, you will instead receive $100 per month ($500-$400 = $100).