Because investors had been familiar with the front-end load
structure for some time, the economics of Class A shares were readily understood.
Because of the movement in the retirement plan advisory community to flat fees, many advisers are also embracing “clean shares.” You may be surprised, though, to learn in “Clean Shares’ Popularity” that, while they generally do not have front-end load
or 12b-1 revenue-sharing fees, they can include sub-transfer agency fees or other kinds of revenue sharing.
Traditional A shares purchased through a broker include an immediate fee called a front-end load
(expressed as a percentage of the purchase) as well as management fees and ongoing fees for distribution expenses, called 12b-1 fees, Morningstar explained in its research.
Weiss Ratings looked for variable annuities with no initial sales charge also know as a front-end load
, below average costs, a wide selection of mutual fund subaccounts with good performance, issued by insurance companies with a Weiss
Fees that you pay for buying into a fund can be called entry fee, sales fee or front-end load
. Fees that you pay in selling a fund can be called exit fee, redemption fee or back-end load.
In general, mutual fund 'A" shares have a front-end load
that's deducted from your initial investment.
: This is a charge to the customer when shares are purchased.
Contact your financial professional to determine whether you are eligible to purchase Class A shares without paying the front-end load
. Other classes may be rated differently.
Another way to front-end load
is with step-down payments, for example $1,500 per month in year one, $1,000 per month in year two, and $750 per month in the final year.
average front-end load
for unit trusts is 4.25%, while the average
Upfront commissions (a front-end load
) and finders fees were the least popular adviser compensation options, cited by approximately half of companies.
According to the company, the HYDRAstor OST Suite introduces Dynamic I/O, which delivers adaptable front-end load
balancing with inline global deduplication, as well as Optimized Copy, which creates WAN-optimised backup images for storage at remote systems and features optimised bandwidth utilisation and administration.