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Related to insurability: Guaranteed insurability


v. in·sured, in·sur·ing, in·sures
a. To provide or arrange insurance for: a company that insures homeowners and businesses.
b. To acquire or have insurance for: insured herself against losses; insured his car for theft.
2. To make sure, certain, or secure. See Usage Note at assure.
To buy or sell insurance.

[Middle English ensuren, to assure, from Old French enseurer, possibly variant of assurer; see assure.]

in·sur′a·bil′i·ty n.
in·sur′a·ble adj.
ThesaurusAntonymsRelated WordsSynonymsLegend:
Noun1.insurability - the quality of being insurable; the conditions under which an insurance company will issue insurance to an applicant (based on standards set by the insurance company)
eligibility - the quality or state of being eligible; "eligibility of a candidate for office"; "eligibility for a loan"
uninsurability - the quality of being uninsurable; the conditions under which an insurance company will refuse to issue insurance to an applicant (based on standards set by the insurance company)
References in periodicals archive ?
Determine The "insurability reserve." A person's insurability reserve is the portion of one's life insurance capacity that is available but which is not yet being used.
If this trend continues through 2012, companies forced to make tough financial decisions over the past two to three years to survive the recession may need to reassess those actions and how they may affect their future insurability.
Prior to the end of the level premium period or the insured's attainment of age 70, whichever occurs earlier, policy owners can convert to an American General permanent life product without evidence of insurability underwriting.
Among the issues an insurer would be allowed to disclose is the concept that a stranger would hold policy after a sale, and that it would affect the policyholder's future insurability.
While economists generally appreciate marginal analysis, a general reader who wants to learn about the insurability of toxic torts would find this volume difficult.
And doubts over insurability have led many potential candidates to not apply for coverage.
Underwriting engines have the potential to increase this hands-free output twofold, which means underwriters will limit their interventions to a subset of cases with significant insurability issues.
* New Guaranteed Exchange Privilege: ability to exchange up to the policy's specified amount to an accumulation type UL product without evidence of insurability or surrender charge
By learning all aspects of insurability of this impaired risk, agents will be able to better advise clients on what to do.
(In comparison there has been little litigation yet about personal injury claims from these sites.) As a consequence of uncertainties about legal rules and insurance contracts, Superfund has virtually devastated the insurability of pollution liabilities.