loan-to-value


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loan-to-value

n
(Banking & Finance) the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved. Abbreviation: LTV
Collins English Dictionary – Complete and Unabridged, 12th Edition 2014 © HarperCollins Publishers 1991, 1994, 1998, 2000, 2003, 2006, 2007, 2009, 2011, 2014
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We have maintained our asset quality as these loans had an average loan-to-value ratio of 42% and an average debt coverage ratio of 173%.
Home mover rates start at 2.44 per cent for those with a 60 per cent loan-to-value, and 2.59 per cent for a 75 per cent loan-to-value.
Orlando, FL, July 27, 2017 --(PR.com)-- Fountainhead Commercial Capital, a nonbank direct commercial lender specializing in SBA 504 loans and low loan-to-value conventional loans, has reported a highly successful second quarter, having financed $25,506,800 in total projects for America's small business owners.
The 90% loan-to-value ratio limit for all first-time buyers simplifies the overall framework, with only 5% of lending permitted above this level.
A regulator said that 'The real estate market has limited direct impact on banks.' He said that while home mortgage loans account for two-thirds of all real estate loans, 55 percent of mortgage loans have a loan-to-value ratio of less than 60 percent.
M2 EQUITYBITES-January 26, 2015-Mortgage company South Pacific Financial Corporation introduces new Fannie Mae 97% loan-to-value programme
The most visible symptoms include rising loan-to-value ratios, shrinking interest rate spreads, a growing appetite from lenders for riskier markets, and the return of interest-only loans.
With caps on loan-to-income and loan-to-value ratios, the BOE will be able to stop Britons taking out mortgages that are too big compared with their income or the value of their home.
Some suggest that loan-to-value restrictions should be applied regionally, especially around Auckland, or that we should exempt buyers of lower-priced houses.
End-users, meanwhile, have no reason to be concerned with the 75 per cent loan-to-value upper limit on properties up to Dh5 million, which is what the marketplace had been expecting the Central Bank to do for some time now, according to market observers.
Sky News has reported that the central bank's Financial Policy Committee is likely to rule out 95% loan-to-value products as it will be able to impose severe fees on high debt loans in the Treasury's Help to Buy Scheme as of next September.