MONEYSUPERMARKET's consumer affairs spokesperson Rachel Wait said: "Only one in four victims of vandalism decide to report the incident to their insurance company, possibly due to concerns about losing their no-claims discount
. However, some insurance providers protect a driver's no-claims bonus for cases of vandalism, so it's worth double checking your policy as you may be protected without realising.
He didn't have a no-claims discount
at the time, and with quotes stretching into thousands of pounds it looked as if he wasn't going to be able to afford to run a car.
And customers also stand to lose some of their no-claims discount
, adding again to premiums.
Some of the ways that car owners in the UAE can keep their premiums from increasing include cashing in on the 'no-claims discount
' which can help policyholders save up to 20 per cent on premiums, raising the policy deductible, cutting back on optional covers, and comparing prices and coverage thoroughly before signing on the dotted line."
obligated to give you a no-claims discount
if you're renewing and you haven't
If you make a non-fault claim, it is possible you will lose some or all of any no-claims discount
you have accrued over the years.
My car insurance policy was cancelled without my knowledge as I hadn't sent off details of my no-claims discount
This safety net for insured drivers means they can claw their lost no-claims discount
back, but this tends to take several months due to the legal processes.
At RSA, if you have been driving in a country where a structured no-claims discount
system operates, you can get a discount even without any documentary proof.
pounds CHURCHILL Home Insurance are offering a 50 per cent discount to new customers who have five years no-claims discount
. The offer applies to all quotes until March 31.
Using a driver profile of a 27 year old female with a clean driving licence and with three years no-claims discount
, prices included about pounds 12,000 to insure a Mitsubishi i-MiEV and pounds 3,499 for a Nissan Leaf.
Age brings experience, so there is no ageism in having lower premiums for more mature drivers, hence the year's no-claims discount