Perhaps the easiest way to start the nonfinancial planning process is to ask--and answer honestly--some questions: What has made you happiest and provided the deepest gratification in your preretirement
14 - percentage of preretirement
workers who work multiple jobs.
Although the program is designed to replace about 40 percent of the average worker's preretirement
income, 48 percent of married couples and 69 percent of single retirees rely on it for 50 percent or more of their income, and it accounts for 90 percent or more of retirement income for nearly one in five married retirees and 44 percent of single retirees.
Retirees' spending patterns may differ substantially from preretirement
expectations--the biggest deviation is around health and long-term care costs.
Studying the health effects of retirement is complicated by the fact that people choose when to retire and some retire because of poor health, so higher mortality rates after retirement might reflect the effect of preretirement
In my own preretirement
career (pre-employment psych testing), my associates and I would be loath to recommend a candidate for any position today if he or she came from Berkeley, the University of Oregon or any other protest-prone university - unless he or she could prove they didn't go to such a school.
Under REA, a non-participant spouse is entitled to a joint and survivor annuity in a qualified plan if the participant dies after retirement as well as a preretirement
survivor annuity if the participant dies prior to retirement, or a spousal benefit in most defined contribution plans.
The show, mounted by Ovation Productions, was part of his preretirement
world tour named after the song, 'The Gambler,' whose lyrics go, 'You've got to know when to hold 'em/ Know when to fold 'em/ Know when to walk away.'
She assists with elder care issues, special needs planning, preretirement
education, and Medicare planning.
Gobeski and Beehr (2009) examined factors that predict bridge employment decisions and found that older workers who experienced higher levels of preretirement
job-related strain were more likely to choose noncareer bridge employment over career bridge employment.
The current Social Security program provides benefits to nearly all retired Americans, including those with higher incomes, based on their preretirement
LAST month Joseph Yobo declared that David Moyes will be heading to Nigeria for his preretirement
testimonial on May 27.