Health economist Dr Bridget Johnston, one of the authors of the paper, said it shows some people in poverty feel they have to have private health insurance
. She added: "Poorer people are spending a lot more on private health insurance
relative to their ability to pay than richer households.
Specifically, businesses that already offer health insurance coverage through private insurance companies will face a serious dilemma on whether they should continue providing private health insurance
plans to their employees or not.
A survey has indicated that more than half of Australians do not consider private health insurance
Most people are members of the statutory system and only about 11% have private health insurance
. But private health insurance
is important for the insurance sector, representing about 20% of total gross written premiums.
"A lot of people do want private health insurance
, but the sad fact is that it's just becoming unaffordable," a Choice spokesman, Tom Godfrey, told The Guardian.
The argument has been about a bad policy decision by parliament to restrict certain natural medicine treatments from inclusion in the private health insurance
Households with Private Health Insurance
, 2003, 2009, and 2015 In percentages by income decile, net household income Decile 1 2 3 4 5 6 7 8 9 10 2003 2.9 6.7 6.3 7.7 9.1 16.3 18.9 22.4 31.0 39.8 2009 3.2 4.9 10.2 12.2 19.2 21.5 30.0 41.1 43.8 61.1 2015 8.1 12.0 17.6 25.9 29.8 39.0 47.7 52.3 62.2 77.2 Source: Adva Center analysis of CBS, Household Expenditures database, relevant years.
turn to page 4 from front page The three options were: keeping health treatment free through the NHS; introducing a system of private health insurance
where people pay a monthly amount so they can receive free health treatment when they need it; or a combination of the two.
For example, three cities that have been widely cited by policymakers and in the press for their low per-capita Medicare spending, Grand Junction, CO, Rochester, MN, and La Crosse, WI, have among the highest per-capita private health insurance
But, increasingly, Private Health Insurance
Exchanges (PHIXs) also are being formed.
The analysts also cut their estimate of private health insurance