If mortgage rates have really bottomed this time, of course, homeowners who ignore remortgages
might be contented by the thought they saved time and hassle by sitting tight.
Some of the better rates available for remortgages
are listed below.
The call for remortgages
in the Coventry area has shown steady growth in recent months which has been further fuelled by the recent eper cent increase in interest rates.
The Council of Mortgage Lenders estimates that about a third of all home loans are now remortgages
"The demand for remortgages
has nosedived - a problem that has hit Wales particularly hard.
No HLC Skipton BS 0800 446776 5.99% to 31.1.14 95% pounds 195 Remortgages
The lender will provide a free legal service for remortgages
and refund the cost of a valuation on the property.
Are you in a position to remortgage
? UNDERSTANDING tracker mortgages and being aware of any risks with fee rises associated with remortgages
could be the difference between saving a few pounds every month to thousands of pounds in arrangement fees.
Brian Murphy, head of lending at mortgage brokers the Mortgage Advice Bureau, said: "The raft of bank holidays and the royal wedding inevitably skewed the April data, so an overall drop in the number of loan approvals and remortgages
comes as no surprise.
They will provide free legal services for remortgages
or pounds 200 towards your legal fees.
Benefits: Free valuation & legals for remortgages
It's available for remortgages
on loans up to 95 per cent of the property value and has an arrangement fee of pounds 295, of which pounds 75 is payable on application - but there are no penalties for redeeming the mortgage after the fixed period.