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Around the UK, the areas most likely to underinsure were the East and West Midlands (32 per cent), Yorkshire and the Humber, Wales and the West of England (29 per cent).
As a result of the lack of available coverage or very limited coverage for the quoted prices, building owners have been forced to underinsure or "go bare" by self-insuring for terrorist risks, because the capacity they require is just not available in the current market.