uninsurability


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Related to uninsurability: insurable

un·in·sur·a·ble

 (ŭn′ĭn-sho͝or′ə-bəl)
adj.
That cannot be covered by insurance: uninsurable risks.

un·in·sur′a·bil′i·ty n.
ThesaurusAntonymsRelated WordsSynonymsLegend:
Noun1.uninsurability - the quality of being uninsurable; the conditions under which an insurance company will refuse to issue insurance to an applicant (based on standards set by the insurance company)
ineligibility - the quality or state of being ineligible
insurability - the quality of being insurable; the conditions under which an insurance company will issue insurance to an applicant (based on standards set by the insurance company)
References in periodicals archive ?
The implication of the State in the regulatory process matters greatly, especially in cases of "uninsurability" (Gollier, 2004).
Thus, the analysis of location-based crime data and integration of IT in policing has the ability to perpetuate the marginalization of labeled neighborhoods and increase surveillance, transforming these spaces into "criminal zones" and "hot beds of break and enters." Labeling neighborhoods as "dangerous" or "risky" has implications in terms of rising insurance premiums, uninsurability, declining property values, and the reluctance of citizens to live and work in "high crime" areas (Openshaw 1993).
(184) On the condition that the government charges an actuarially fair premium for its intervention, government reinsurance is an adequate resolution to the uninsurability problem.
(42) This first and most important part of PPACA addresses the problem of uninsurability, which affects millions of Americans who themselves or whose dependents suffer from a serious disease.
The policy may provide that punitive damages are covered only if permitted by law, but the insurer may take steps to assure the insured that in making that determination the insurer will use the law of the most favorable jurisdiction that is applicable or that it will not raise the issue of uninsurability in certain situations.
Moreover, providing the information may have bad consequences for the children and their families--anxiety, changes in family relationships and dynamics, unnecessary treatment, and labeling that could lead to uninsurability.
This will make the process more professional and easier for the producer and the client, and it will relieve the producer from having to deliver the bad news about potential uninsurability.
For all of these reasons, insureds may argue that where there is a factual inquiry regarding coverage for a settlement, the insurer should bear a high burden of demonstrating uninsurability. Similarly, insureds may argue that summary judgment or judgment on the pleadings arguably is appropriate on the disgorgement issue only in the clearest of cases.